Please note where any applicant is self-employed these applications will be limited to 90% LTV
Key criteria
- Maximum purchase price/value is £600,000 for houses.
- Maximum loan size £570,000 for houses.
- Maximum purchase price/value is £400,000 for flats.
- Maximum loan size £380,000 for flats.
- We lend up to 95% LTV on new build houses and flats (max 90% LTV for Shared Ownership)
- No other properties can be owned on completion of the mortgage.
- The property must be owner-occupied.
Please use our affordability calculator to see how much your clients may be able to borrow.
Evidence required
- 3 months’ personal bank statements for all applicants.
- Latest monthly payslip or if paid more frequently than monthly, last 4 weeks' payslips required for all employed applicants.
Borrowing over 90% LTV
Take a look at our implications and considerations factsheet where your client is borrowing more than 90% LTV.