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That's a weight off my shoulders

Our pledges are designed to give you the support, service and certainty you need to focus on your clients

Explore our pledges

What are you looking for?

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Calculators

Find out how much your client could borrow.

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Mortgage lending criteria

View our criteria for residential and Buy to Let applications.

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Introducer Internet

Get an AIP or mortgage illustration, submit applications and track the progress of your cases.

Latest mortgage rates

Woman on sofa

Home Mover

  • 2 year fixed 

  • 4.98%

  • £1499 product fee - 60% LTV

More on this rate
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Remortgage

  • 5 year fixed 

  • 5.10%

  • £1499 product fee - 60% LTV

More on this rate
Couple in the street

Buy to Let

  • 5 year fixed

  • 5.13%

  • £1749 product fee - 60% LTV

More on this rate

Latest news

New business and product transfer fixed rates reducing

On Thursday 12 November, we're reducing fixed rates in our new business and product transfer ranges.

Response to the Bank of England base rate change

On Thursday 5 November, the Bank of England base rate went up by 0.25% from 3.75% to 4.00%. Following this decision, from 3 December 2026, our tracker rates, including Follow-on Rate, will go up by 0.25%. Our Standard Variable Rate is also going up.

Rate increases and reductions plus some new products and withdrawals

On Thursday 5 November, we're making a number of rate changes, including both reductions and increases in our new business and product transfer ranges. We’re introducing new residential tracker rates across our new business range. We’re also introducing new fixed rate products and withdrawing some existing fixed rate products in our product transfer range.