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Mortgage lending criteria
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Latest mortgage rates
Home Mover
2 year fixed
4.98%
£1499 product fee - 60% LTV
Remortgage
5 year fixed
4.95%
£1499 product fee - 60% LTV
Buy to Let
5 year fixed
5.03%
£1749 product fee - 60% LTV
Latest news
Giving you direct access to underwriters whenever you need them
We've been continuing our work to give you access to our underwriters whenever you need them. It’s part of our pledges to you. Isn’t it annoying when you miss a call and you have no number to call back on? We’re changing that.
New business and product transfer fixed rates reducing
On Thursday 12 November, we're reducing fixed rates in our new business and product transfer ranges.
Response to the Bank of England base rate change
On Thursday 5 November, the Bank of England base rate went up by 0.25% from 3.75% to 4.00%. Following this decision, from 3 December 2026, our tracker rates, including Follow-on Rate, will go up by 0.25%. Our Standard Variable Rate is also going up.