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Affordability calculator
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Buy to Let calculator
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Mortgage lending criteria
View our criteria for residential and Buy to Let applications.
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Latest mortgage rates
Home mover
- 5 year fixed
- 3.99%
- £999 product fee - 60% LTV
Remortgage
- 5 year fixed
- 3.90%
- £999 product fee - 60% LTV
Buy to Let
- 5 year fixed
- 4.04%
- £1749 product fee - 60% LTV
Latest news
New business and product transfer fixed rate increases plus some FTB reductions
On Thursday 28 August we're increasing some residential and BTL fixed rates in our new business range including large loans. Plus, we're reducing our 95% LTV 2 year fixed rates for FTBs including new build. We're also increasing some residential and all BTL product transfer fixed rates.
Selected residential fixed rate increases plus some home mover reductions
On Thursday 21 August we're increasing selected home mover and remortgage fixed rates in our residential new business range. We're also reducing our 60% LTV 2 year fixed rates for home movers including new build. No change to our product transfer rates.
Clients could borrow even more with our improved loan to income multiples
On Tuesday 12 August, we’re improving our loan to income multiples (LTIs). This, together with our March affordability rate improvements, means we could help many more of your clients secure the mortgage amount they need.